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      We are here to help you with all your insurance needs 

         

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        © 2026 B.I.C.B. Limited trading as Bryte Risk Services Botswana

        We are here to help you with all your insurance needs 

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        5. Business insurance
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        7. Corporate insurance

        Corporate insurance

        Larger commercial and corporate businesses often operate across multiple locations, with an extensive infrastructure and large numbers of employees, partners and more. For this reason, it’s important to address your business and insurance needs in tandem.​ Customers ​that will require corporate insurance typically produce annual turnover in excess of R500 million, and require dedicated insurance teams to be proactive in their approach to avoid the risks that accompany large operations.

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        our partnership

        Sapphire Risk Transfer

        Bryte has partnered with Sapphire Risk Transfer to ensure corporate customers ​have the highest level of tailored insurance possible. We do this by providing focused International Risk Solutions to the corporate property marketplace in Africa.

        About Sapphire Risk Transfer
        Sapphire has extensive international trading experience, providing​ customers ​with a multinational operations partner who understands the customer's business environment and risk factors. Our partnership with Sapphire offers a globally strategic insurance and reinsurance benefit, which enables customers to concentrate on their core business needs and operations.

        Our offerings

        Cover includes

        Bryte, through its partnership with Sapphire Risk Transfer, provides a range of superior corporate insurance options for customers’ needs.

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        Corporate property damage

        Assets all risks cover for large mining, manufacturing, and industrial risks within South Africa and across the African continent.

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        Machinery breakdown

        Cover for losses due to sudden and unforeseen damage to machinery while in operation.

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        Business interruption

        Providing cover for the consequential loss suffered following a loss insured under the property damage or machinery breakdown sections of the policy.

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        Additional increase in cost of working

        Cover for additional costs incurred to maintain the normal operations of the business after a loss.

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        Riot wrap

        Top-up cover in excess of the Sasria limit.

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        Contact details

        • Telephone

          +27 (0) 11 088 7000
        • email

          gary@sapphirerisks.com
        • website

          www.sapphirerisks.com

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        Natural disaster risk mitigation: Shifting the business mindset from reactive to proactive

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