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      We are here to help you with all your insurance needs 

         

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        © 2026 B.I.C.B. Limited trading as Bryte Risk Services Botswana

        We are here to help you with all your insurance needs 

        1. Home
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        3. Insurance overview
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        5. Business insurance
        6. /
        7. SME

        Insurance solutions for

        Small and medium enterprises

        At Bryte, we proudly champion the vital role that small and medium enterprises (SMEs) play in Botswana's economy. Recognising their contribution to entrepreneurship, job creation and skills development, Bryte is dedicated to supporting the growth and success of these businesses through tailored insurance solutions.

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        ABOUT OUR INSURANCE

        Small and medium enterprise cover

        Bryte’s SME proposition is tailored for companies with an annual turnover under P1 million, addressing the unique insurance needs of small and medium enterprises. While suitable for all SMEs, our cover particularly supports industries like professional services, manufacturing, retail, transport, couriers, and food and beverage services, ensuring targeted protection for these sectors. 

        By partnering with Bryte, you gain an experienced partner who collaborates with you and your intermediary to meet your specific insurance requirements. Our SME solutions prioritise straightforward, easy-to-understand products, supported by dedicated claims facilitators with expertise in SME claims and risk management.

        Our offerings

        Cover includes

        Running a small or medium-sized business demands vision, hard work, and determination. As one of Botswana’s leading insurance providers, we’re here to approach the risks your business may face with purpose.

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        Business property

        Protects your business property and belongings against risks such as fire, lightning, storms, floods, theft, and explosions.

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        Business vehicles

        Comprehensive cover for your business vehicles, including cars, trucks, motorcycles and trailers.

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        Worker’s compensation

        Covers medical costs and lost wages for workplace injuries.

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        Liability

        Protection for your business against legal liabilities.

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        Goods in transit

        For loss or damage to cargo during transit by road, rail, air, or post.

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        Accounts receivable

        Compensates you for losses should your financial records be lost or damaged due to an accident or unfortunate event.

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        Business all risks

        For loss or damage to your tools, equipment, and spare parts.

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        Business interruption

        Replaces income lost due to disruptions in operations.

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        Theft

        Protects business assets from theft losses.

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        Found what you need?

        For a personalised insurance experience, complete the form below, and our team of professionals will call you back to protect what’s important to you.

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